Providing consultative services to the St. Louis Metropolitan area and throughout the nation.

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MACRA Explained

MACRA Explained

Have you heard rumors about Plan F going away? Have you received calls from current clients, worried about the new changes to their Medicare Supplement Plan F? Here is MACRA Explained…

Investing 101:  Investing vs Saving

Investing 101: Investing vs Saving

Many people new to the world of investing are confused by the financial jargon. This first of a series of blogs is devoted to explaining financial terms and concepts. We’ll start with discussing the basics: investing vs. savings.

An Education in Student Loan Debt

An Education in Student Loan Debt

Student loan debt is growing as the cost of college continues to outpace inflation. College students should carefully weigh their options and understand the financial impact of taking out student loans. Here we dive into the reality of how these loans translate into payments as graduates enter the workforce.

Get the Most out of AEP

Get the Most out of AEP

AEP only last 54 days. Once you factor in holidays and weekends, your window of opportunity shrinks even smaller. It is extremely important to stay organized from the start. Here are 5 tips to help for a smoother AEP season.

The Great Wealth Transfer

The Great Wealth Transfer

As more and more clients are inheriting assets from their loved ones, the need for financial planning is increasing. With inherited assets, there are different options available, depending upon the type of account, as well as special rules that must be followed. When faced with questions on how best to manage these inherited assets, Hovis & Associates can help provide the answers.

5 Tips to Protect Client Info

5 Tips to Protect Client Info

Most days you have back-to-back appointments and running all over town to different locations meeting with clients. At your last appointment of the day, you realize you forgot your computer at the café across town. You return to find your computer was stolen. How well is your clients’ personal information protected?

Valuing Financial Planning

Valuing Financial Planning

Have you ever wondered how much money you will need in retirement? Or maybe, how much life insurance you will need to protect your family should something happen to you? If finding the answers to questions like these keeps you up at night, it might be time to consider financial planning.

Creating a College Savings Plan

Creating a College Savings Plan

As we near May 29th, what better time to talk about 529 plans! College costs continue to increase year over year. Curious what the expected costs will be for your children or grandchildren? Hovis & Associates can help calculate those costs and put a savings plan in place to help you meet your education goals.