Providing consultative services to the St. Louis Metropolitan area and throughout the nation.

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Hovis & Associates supports Medicare Health Insurance agents across the nation. Currently, the Firm offers over 20 companies throughout the nation to service your needs regardless of your location. We take pride in the investment we make to educate and support our agents so your job is easier.

  • Independent, un-biased overview of the entire Medicare market.
  • Walk-in services: Two convenient locations in St. Louis & Festus.
  • Award winning company for sales excellence each year.
  • Certification Step-by-Step classes.
  • We make the complicated SIMPLE!

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At Hovis & Associates, things can only get better:

  • Highest street-level commissions allowed by CMS.
  • Payments directly from the insurance company.
  • The business you write is always your business (including renewals).

Are you looking for an FMO/MGA Up-line relationship
that is in YOUR best interest?

We have FMO or MGA contracts with all major carriers.

Aetna
Allwell

Americo

anthem

ASH Brokerage

coventry

equitable

essence



humana

iac



Pekin

SS Logo


uct

united_amercian

2UHCLogo


WCU logo

Hovis & Associates believes that Knowledge is Power. Thus, we provide trainings throughout
the year to ensure your briefcase is full of Opportunities.

  • Awards and recognition dinner for sales excellence each year.
  • Quarterly training sessions to help you write more business.
  • Annual fall broker meeting – overview of entire market for up-coming AEP.
  • Annual compliance training.

 

Hovis & Associates believes in You as an agent.

  • We provide a full year of CE credit at no cost to our agents.
  • E&O Insurance reimbursement available.
  • Tired of re-certifying? Monetize your business.

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Why should I choose Hovis & Associates as my upline?

There are several! To see the list, read our 35 Reasons Why Hovis Blog!

How easy is it to get started with Hovis & Associates?

We strive to make the contracting process as simple as possible for agents by offering face to face appointments to complete all paper and online contracts in one sitting. Following approvals with the carriers, we offer weekly certification classes to get you Ready-to-Sell as soon as possible!

Will I be able to offer my clients the best product available for them?
Yes! Hovis & Associates has an MGA contract with ALL the major insurance companies in the market allowing our agents to offer the best product to their clients depending on their needs.

How will I continue to learn about the products, especially prior to AEP?

Hovis & Associates provides quarterly trainings on various topics throughout the year, including online applications and HIPAA/Medicare Compliance. Our Fall Broker Training is our biggest event, where we bring in all the major players in the market to discuss their plan details for the next year. New agents are welcome to attend our meetings for a real, first-hand look at how we work. Contact us today to find out about our next meeting!

How will Hovis & Associates help keep me organized?

By providing our handy Plan Guide! Inside is everything an agent needs to complete an appointment from start to finish, along with a couple extra goodies! We also offer one-on-one appointments for bookmarking websites, marketing or compliance questions, and a workstation for application processing.

What if I have a question during an appointment?

Give us a call, we encourage it! Whether the client has a unique situation, you need advice on eligibility questions, or just want to chat, call us! We give you the resources you need to close your appointment in the shortest amount of time possible. By calling us, we can do the leg work for you while you continue the appointment!

Do I have to keep stacks of supplies at my house?

No! Hovis & Associates’ St. Louis office has an entire supply room for our agents to pick up supplies during normal business hours of 7:30 a.m. – 12:00 p.m. and 1:00 – 4:30 p.m.

How can I access certifications?

Hovis & Associates provides step-by-step instructions on how to access each carriers’ certifications. We also provide instructions on how to create and reset passwords and logins for each carriers’ portals, making accessing certifications hassle-free.

How do I prepare for client appointments?

Once the client has contacted you and scheduled an appointment. Send the following forms to the client:  1) client questionnaire 2) scope of appointment form 3) PHI form. Ask the client to return prior to the scheduled appointment.  After you receive the forms, run the prescription drugs through medicare.gov and look up the client’s doctors on each carrier’s portal. Prior to the scheduled appointment, call the client to confirm and remind the client to bring any Medicare paperwork, current Medicare ID card and, if necessary, a voided check (if the client selects a plan with a premium, then you are able to set up a bank draft at the time of application).

Where do I submit an application, and how do I check the status of an application I submitted?

Hovis & Associates makes application processing a breeze by providing our agents with an application processing sheet.  This is a quick access reference sheet to all carriers’ application processes from start to finish.

Is E&O required to sell Medicare products?

Yes. Hovis & Associates and most of the carriers require agents to have a coverage limit of $1,000,000 per "claim" and $3,000,000 annual aggregate. We refer our agents to NAPA for the best rates which are based on income levels. Hovis & Associates also offers an E&O reimbursement program that could fully cover your E&O premium expense!

Does Hovis & Associates offer agents a Free Quoting Tool?

Yes, we do! Our agents can quote Medicare Supplements, Prescription Drug Plans, Medicare Advantage Plans, Hospital Indemnity, Final Expense, and more! The quoting tool is available online and in application form for Apple and Android devices!

Are there Co-Op Marketing Opportunities available with Hovis & Associates?

Yes. We offer co-op marketing programs to those agents that qualify. We want to tailor this to your specific situation. Call to see if you qualify!

Need an FMO/MGA looking out for YOUR best interest? Click to start contracting with Hovis & Associates Now!

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“Thank you for making our lives easier during the certification process!”

– Karen T. (agent)

“Thank you, Samantha, for sending this and for providing the step by step instructions. How refreshing after getting so many emails and phone messages from insurance companies that tell you what web address to go to to start a process, but then do not provide the steps after that. You are terrific.” -David S.