Providing consultative services to the St. Louis Metropolitan area and throughout the nation.

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SS – Drawing at FRA

You’ve reached your Social Security full retirement age. Now you must weigh whether to draw your full benefit or delay it longer. This video gives you food for thought when making that decision. #WeAreHovis #PlanWithHovis

Saving for College with 529 plans

Saving for College with 529 plans

The month of August is a flurry of activity as families ready themselves for another school year.  Back-to-school shopping trips, school registrations, and open houses fill many household calendars leading up to that memorable first day of school.  Even though it may...
RMD Rules

RMD Rules

Many clients with IRAs or retirement account have heard about Required Minimum Distributions or RMDs but they may not understand all the rules. Check out our blog to learn about the rules to follow and the penalties to avoid. #WeAreHovis #PlanwithHovis

Maintaining An Emergency Fund

Maintaining An Emergency Fund

Establishing and maintaining an emergency fund is one of those personal finance best practices that we learned in school but may have forgotten until faced with a crisis. Read our blog to learn how much you should have tucked away for emergencies. #WeAreHovis #PlanwithHovis