Refinance Opportunities
With interest rates at record lows, now may be the perfect time to refinance your mortgage. Read our blog to see if a refi might make sense for you. #WeAreHovis #PlanwithHovis
Gratitude Unlocks the Fullness of Life
“Gratitude makes sense of our past, brings peace for today, and creates a vision for tomorrow.” – Melody Beattie Hovis & Associates feels so blessed that in the spirit of Thanksgiving, we want to share nine things we are grateful for!
Creating Your Own Pension
Create your own pension of guaranteed lifetime income with an annuity.
Envisioning Your Ideal Retirement
Watch our video to help envision what your ideal retirement might look like.
CyberSecurity Awareness Month – Be Cyber Smart!
Most Medicare or health-insurance agents are sole proprietors. In the 2018 Data Breach Investigations Report, Verizon found that 58% of all cyberattacks target small businesses. Moreover according to the U.S. National Cyber Security Alliance, 60% of small companies are unable to sustain their business more than six months following a cyberattack. We see this trend because, according to the Ponemon Institute, the average cost for small businesses to clean up after being hacked is about $690,000 and, for middle market companies, it is over $1 million. Can you sustain that cost?
6 Simple Savings Strategies
2020 brought a new focus on the importance of having some money saved and available for unplanned emergencies. But, many people need help getting started. Here are 6 simple savings strategies. #WeAreHovis #PlanwithHovis
5 Social Security Best Practices
Social Security can be complicated and confusing. Here are 5 best practices that can help expand your knowledge and understanding on this topic. #WeAreHovis #PlanwithHovis
Long Term Care
Would you drop your homeowner’s insurance if you knew there was a 70% chance you would have a claim? No? Then you may want to consider Long Term Care Insurance.
Virtual Appointments and Electronic Applications
2020 has presented many challenges but also opportunities. In particular, opportunities to expand and grow with technology. We are fortunate today to have great, easy-to-use technology at our fingertips, ready for when clients are unable to meet with us...
New MSA Plan
Have you heard about the new Medicare Medical Savings Account (MSA) plan? Here is everything you need to know about the new plan.