Many clients with IRAs or retirement account have heard about Required Minimum Distributions or RMDs but they may not understand all the rules. Check out our blog to learn about the rules to follow and the penalties to avoid. #WeAreHovis #PlanwithHovis
Learn more about the implications of claiming your Social Security benefit early in this video. #WeAreHovis #PlanWithHovis
Hovis & Associates is moving and expanding the St. Louis location to provide a better experience for our agents!
Establishing and maintaining an emergency fund is one of those personal finance best practices that we learned in school but may have forgotten until faced with a crisis. Read our blog to learn how much you should have tucked away for emergencies. #WeAreHovis #PlanwithHovis
Some of the best advice I ever received was to pay yourself first. Hopefully, this blog will inspire you to do the same. #WeAreHovis #PlanwithHovis
When clients change or lose jobs, they have questions about what they should do with their old 401ks or retirement plans. Here are some general guidelines on options that you may have. #WeAreHovis #PlanwithHovis
Hovis & Associates helps to build better workdays and businesses for our agents with the plethora of programs and support that we offer. We care about YOUR business and want you to succeed because if you look good, we look good. We Make Selling Medicare SIMPLE!
We often get calls from our clients about commercials they see airing on television promising extra benefits to eligible individuals on Medicare. What those commercials do not disclose is that most of these extra benefits are only available to individuals on both Medicare and Medicaid. While these commercials are very compelling and could potentially help a person enrolled in both Medicare and Medicaid, they leave the rest of the Medicare population confused and full of questions. Here at Hovis & Associates, we hear the questions and want to help make Medicaid SIMPLE by providing a summary explaining Medicaid and how it coordinates with Medicare.
Divorced spouses may be entitled to Social Security benefits from their ex. To see if you could qualify, read our blog. #WeAreHovis #PlanwithHovis