Providing consultative services to the St. Louis Metropolitan area and throughout the nation.

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RMD Rules

RMD Rules

Many clients with IRAs or retirement account have heard about Required Minimum Distributions or RMDs but they may not understand all the rules. Check out our blog to learn about the rules to follow and the penalties to avoid. #WeAreHovis #PlanwithHovis

Maintaining An Emergency Fund

Maintaining An Emergency Fund

Establishing and maintaining an emergency fund is one of those personal finance best practices that we learned in school but may have forgotten until faced with a crisis. Read our blog to learn how much you should have tucked away for emergencies. #WeAreHovis #PlanwithHovis

Medicaid Made Easy

Medicaid Made Easy

We often get calls from our clients about commercials they see airing on television promising extra benefits to eligible individuals on Medicare. What those commercials do not disclose is that most of these extra benefits are only available to individuals on both Medicare and Medicaid. While these commercials are very compelling and could potentially help a person enrolled in both Medicare and Medicaid, they leave the rest of the Medicare population confused and full of questions. Here at Hovis & Associates, we hear the questions and want to help make Medicaid SIMPLE by providing a summary explaining Medicaid and how it coordinates with Medicare.