Providing consultative services to the St. Louis Metropolitan area and throughout the nation.

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Gratitude Unlocks the Fullness of Life

Gratitude Unlocks the Fullness of Life

“Gratitude makes sense of our past, brings peace for today, and creates a vision for tomorrow.” – Melody Beattie Hovis & Associates feels so blessed that in the spirit of Thanksgiving, we want to share nine things we are grateful for!

CyberSecurity Awareness Month – Be Cyber Smart!

CyberSecurity Awareness Month – Be Cyber Smart!

Most Medicare or health-insurance agents are sole proprietors. In the 2018 Data Breach Investigations Report, Verizon found that 58% of all cyberattacks target small businesses. Moreover according to the U.S. National Cyber Security Alliance, 60% of small companies are unable to sustain their business more than six months following a cyberattack. We see this trend because, according to the Ponemon Institute, the average cost for small businesses to clean up after being hacked is about $690,000 and, for middle market companies, it is over $1 million. Can you sustain that cost?

Long Term Care

Long Term Care

Would you drop your homeowner’s insurance if you knew there was a 70% chance you would have a claim? No? Then you may want to consider Long Term Care Insurance.