The Importance of Estate Planning
To illustrate just how important having your legal affairs in order is, this Estate Planning blog details a recent experience after losing a loved one. #WeAreHovis #PlanwithHovis
SS – Drawing at FRA
You’ve reached your Social Security full retirement age. Now you must weigh whether to draw your full benefit or delay it longer. This video gives you food for thought when making that decision. #WeAreHovis #PlanWithHovis
Saving for College with 529 plans
The month of August is a flurry of activity as families ready themselves for another school year. Back-to-school shopping trips, school registrations, and open houses fill many household calendars leading up to that memorable first day of school. Even though it may...
RMD Rules
Many clients with IRAs or retirement account have heard about Required Minimum Distributions or RMDs but they may not understand all the rules. Check out our blog to learn about the rules to follow and the penalties to avoid. #WeAreHovis #PlanwithHovis
SS – Drawing Early
Learn more about the implications of claiming your Social Security benefit early in this video. #WeAreHovis #PlanWithHovis
We are E-X-P-A-N-D-I-N-G!
Hovis & Associates is moving and expanding the St. Louis location to provide a better experience for our agents!
Maintaining An Emergency Fund
Establishing and maintaining an emergency fund is one of those personal finance best practices that we learned in school but may have forgotten until faced with a crisis. Read our blog to learn how much you should have tucked away for emergencies. #WeAreHovis #PlanwithHovis
Pay Yourself First
Some of the best advice I ever received was to pay yourself first. Hopefully, this blog will inspire you to do the same. #WeAreHovis #PlanwithHovis
What should I do with my old 401k?
When clients change or lose jobs, they have questions about what they should do with their old 401ks or retirement plans. Here are some general guidelines on options that you may have. #WeAreHovis #PlanwithHovis