Providing consultative services to the St. Louis Metropolitan area and throughout the nation.

featured blog
Financial Foundations – FSA vs HSA

Financial Foundations – FSA vs HSA

Flexible Spending Accounts and Health Savings Accounts offer employees a way to pay for some medical expenses with pre-tax dollars. Learn more about their rules and differences in this blog, the third in a series about creating a good, financial foundation. #WeAreHovis #PlanwithHovis

Agent Retirement Options

Agent Retirement Options

What would happen to your revenue stream if you had a hardship such as a health issue, disability or had to care for someone else? 48% of American retirees leave work earlier than expected, according to new data on www.businessinsider.com.