Holiday Gifting
The holidays are a perfect time to consider gifting money to your loved ones. We discuss the gift limits and strategy considerations in our blog. #WeAreHovis #PlanwithHovis
The Best Age to Buy Long-Term Care Insurance
Waiting too long to purchase long-term care insurance can result in higher premiums or being turned down for a policy. Here we discuss the optimal age range to buy this protection. #WeAreHovis #PlanwithHovis
Smoothing the Road to Retirement
As you begin the process of retiring, you face many decisions. Learn all the ways Hovis & Associates can help smooth the road to retirement.
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Weighing the pros and cons of variable annuities
Considering adding a variable annuity to your portfolio? Here we discuss some of the pros and cons to help you weigh if they are a good fit for you. #WeAreHovis #PlanwithHovis #LifetimeIncome
Time in the Market
Trying to time the market often results in below-average returns. Instead, time in the market is the key. Read more about the distinction between these two in our monthly blog. #WeAreHovis #PlanwithHovis
Financial Foundations: Suitability and Risk Tolerance
One size does not fit all when it comes to investments. Before buying the latest trendy stock, do your homework or talk to a financial professional to understand if it’s an appropriate addition to your portfolio. Our blog walks you through some things to consider before investing. #WeAreHovis #PlanwithHovis