Have you ever wondered how much money you will need in retirement? Or maybe, how much life insurance you will need to protect your family should something happen to you? If finding the answers to questions like these keeps you up at night, it might be time to consider financial planning.
As we near May 29th, what better time to talk about 529 plans! College costs continue to increase year over year. Curious what the expected costs will be for your children or grandchildren? Hovis & Associates can help calculate those costs and put a savings plan in place to help you meet your education goals.
Imagine sitting in an appointment with your clients. You are covering the different options they have available to them for Medicare insurance. Turns out, an Advantage plan is best for the husband, and a Supplement with a Part D plan is best for the wife.
Despite their differences, clients have similar concerns when it comes to finances. Let us know what you think. Reply back with your biggest financial worry.
Anniversaries aren’t always about fancy dinners, chocolate, and pretty flowers. It can be about saving your clients’ money too! Do you have clients that are on a Medicare Supplement plan in Missouri? Did you know that they can switch to another carrier, like plan to...
AEP seemed like a blur. Call after call, meeting after meeting. Before you knew it, it was December 7th! You made every effort to meet with all your clients to make sure they were on the best plan for their needs starting January 1st. But what happens to that client...
With a few weeks to go before Tax Day, we often get phone calls with questions about Roth IRAs and Traditional IRAs. Read more to learn the answers to many frequently asked questions by our clients.
Did you recertify? We know. We know. Annual certification is everyone’s FAVORITE time of the year!! Test, after test, after test of the same information with each carrier. You just feel like you want to throw in the towel! However, it’s important to keep your renewals...
For those clients who are nearing the age of 62, many are anxiously awaiting to file for Social Security. But is filing at 62 always a good idea? Not necessarily. Age 62 is not full retirement age (FRA) in the eyes of the Social Security Administration. Your FRA is...