Medicare clients have the option of receiving their benefits through Original Medicare, Original Medicare and a a Medicare Supplement, or a Medicare Advantage Plan. Under Original Medicare, your benefits would be partially paid for by the federal government. Medicare...
The team at Hovis & Associates is proud to announce that we have partnered with Brenden’s Friday Backpack for the 2015 season. This amazing charity has been helping feed children in our community since 2011 and now reaches more than 850 children in 11 school...
Although Medicare provides a range of health care benefits to seniors and those with disabilities, it does not cover routine teeth cleaning, vision tests, hearing tests and similar procedures. There are some Medicare Advantage plans, however, that provide preventive...
Medigap is a type of supplemental health insurance to help fill in any gaps in coverage (hence the name) not filled by Medicare. Medigap is sold by private insurance companies and covers things such as deductibles, coinsurance and co-payments. You can also opt for a...
Every year, those with Medicare or Medicaid must reexamine their expenses as premiums change, deductibles go up, and new laws go into effect. The Centers for Medicare & Medicaid Services announced changes to the 2016 premiums and deductibles for Medicare Part A...
When it comes to planning for retirement, you want to make sure you are prepared to live out your later years in the style you desire. Getting there isn’t always easy and is going to require some financial planning. While you’re working on your retirement...
As part of our merger, this website will be retired in the near future. We encourage you to begin using www.smsteam.net for the latest resources, updates, and information.
Thank you for your continued support during this transition.
