When planning for the future, one aspect that often gets overlooked is preparing for end-of-life expenses. Final expenses, including funeral costs, outstanding debts, and medical bills, can place a significant financial burden on grieving loved ones. Final Expense Insurance policies provide solutions to ease the financial strain during a difficult time. In this blog, we will go through the details of final expense insurance policies, explaining what they are, how they work, and the benefits they offer.
Are you turning 65 or over the age of 65 and still working or preparing for retirement? Depending on your situation you may need to make an important choice: keep your employer-sponsored health plan or enroll in Medicare.
Deciding to switch hierarchies in the Medicare arena can be a frustrating and confusing time. At Hovis & Associates, our Agent Services Team knows the rules with each carrier to help you create a game plan for switching to an upline that Makes Medicare SIMPLE.
Fitness Benefit? Dental? Vision? Hearing? A ride to your doctor’s office? Over the Counter (OTC)? A Medicare Advantage Plan (Part C) may offer all of that and more. Learn about all those extra benefits in our blog. #WeAreHovis #MedicareMadeSimple #HovisAgent
We choose local options when it comes to food because it is better for us; just like we choose to frequent local businesses because it stimulates the economy that we live in. So, why wouldn’t you choose local when it comes to your Medicare uplines? See how Hovis & Associates has all the local feel AND the resources of a big company. #WeareHovis #HovisAgent #MedicareMadeSimple
The holidays are a perfect time to consider gifting money to your loved ones. We discuss the gift limits and strategy considerations in our blog. #WeAreHovis #PlanwithHovis
By now, you should have received your Annual Notice of Change (ANOC) document for your 2023 Medicare plan. October 15th through December 7th is the only time that most people can change their Medicare advantage or prescription drug plan. Read our blog to learn what your agent should be doing for you during this crucial change period. #WeAreHovis #MedicareMadeSimple